Changing your overdraft limit

Here’s how to change your overdraft limit:

  1. tap Home in your app’s menu bar

  2. tap on the account you need

  3. tap Manage

  4. tap Manage overdraft

A couple of things to keep in mind

You can’t change your overdraft limit to above your maximum or below any amount you’re already using.

We’ll look at your credit file to see if anything’s changed since we set up your last overdraft limit. And we might offer you more or less based on this.

Adjust your cookie preferences

We use 4 types of cookie. You can choose which cookies you're happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.

Was this article helpful?

Can we use optional cookies?

We’re not talking about the crunchy, tasty kind. These cookies help us keep our website safe, give you a better experience and show more relevant ads. You can learn more about our cookie policy.

Adjust your cookie preferences

We use 4 types of cookie. You can choose which cookies you're happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.