What's included in Monzo Plus?
Here's what you get with Monzo Plus:
Connected banks and credit cards
3.25% AER (variable) on up to £1,000,000 in Instant Access Savings (including Personal, Joint and Cash ISA) instead of 2.75% AER (variable).
Up to 3.65% AER (variable) on up to £1,000,000 in Select Access Savings and Select Access Cash ISA instead of 3.15% AER (variable). If you make more than 2 withdrawals, its rate will temporarily drop to 2.60% AER (variable) for free accounts, or 3.10% AER (variable) for Plus, Premium, Perks & Max. The lower rate applies until your Pot anniversary, when your withdrawal allowance resets.
Custom categories
Exclusive holographic Monzo Plus card
Virtual cards
Advance roundups
Credit insights
Discounts and offers
Discounted investment fee
Auto-export transaction
1 fee-free cash deposit a month
Fee-free withdrawals abroad (up to £400 every 30 days)
Heads up We've stopped selling Plus. If you've got it, you can keep it and continue using your benefits. But if you cancel (even by accident) or move to a new plan, you won't be able to sign back up to Plus.
*Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £120,000 per person. This includes deposits in your Instant Access Pots.
You may see a different interest rate (that includes a bonus rate) in the app if you have switched an Easy Access Savings Pot or Cash ISA to an Instant Access pot or Instant Access Cash ISA recently. You can check the interest rate of your Savings Pots here in the app.
Was this article helpful?
Related articles
- What’s happening to Plus and Premium?
- Using Plus, Premium, Extra, Perks or Max with your joint account
- Monzo Plus Fees
- Upgrading from Monzo Plus or Premium to a new plan
- Switching from Monzo Premium to Extra, Perks or Max
- Can I change my billing date for Monzo Plus, Monzo Premium, Extra, Perks or Max?
- I can't afford to pay my Monzo Plus, Premium, Extra, Perks or Max plan
- Cancelling Monzo Plus
