Where you can use Monzo Flex

You can use your Monzo Flex card anywhere that takes Mastercard - whether you’re in Bolton or Barcelona. And you can use it when you shop online.

Virtual Flex

You can pay with your virtual card in-store with Apple Pay or Google Pay, wherever they take contactless. There’s no contactless limit. You're limited to 20 virtual Flex cards over a 12 month period.

You can read more about using Flex with Apple Pay here

Physical Flex

You can pay with your physical card anywhere that takes Mastercard, even abroad.