Technology
The Engineering Behind the Platform
At Monzo, Platform Engineering looks a little different. We design APIs and write services that provide functionality in the platform for others to leverage. We think about reliability, ownership and testing in the same way that product teams do
Interviewing for Data Leadership Roles at Monzo
This guide is designed to give you a high-level overview of what to expect when interviewing for leadership roles across data disciplines at Monzo
Transitioning into Credit Strategy the Monzo Way
This blog talks through a transition from a traditional SAS-based banking background to Monzo, detailing how new skills were developed, and the type of projects worked on during the first 12 months in the Credit Strategy team.
Accelerating Safeguarding Support for our Most Vulnerable Customers with Machine Learning
Customer service often involves helping people with banking queries. We built an AI system to automatically identify customers going through challenging moments and get them dedicated safeguarding
Interviewing for Data Science at Monzo
Dive deep into the process we use when we hire Data Scientists at Monzo
A “meshy” approach to Data: Enabling 100+ teams to build Data Models
At Monzo, over 100 independent, empowered teams contribute to our data warehouse of 12,000+ dbt models. The health of data is owned across all these teams. How do we make sure the outputs are still performant, consistent, and high quality?
How Monzo Designers are shipping safer, faster product improvements
This blog covers how we’re closing the gap between design intent and what gets shipped. Focusing on details like copy, UI consistency, and edge cases shape which can impact how reliable and trustworthy a product feels.
Representation Learning for Enhanced Fraud Detection
We describe the modelling formulation we have used for fraud detection and present an extension based on learning a shared fraud representation using multi-task neural networks
Shipping constantly in a fast-paced product team
This blog covers how Monzo ships constantly in fast-paced product teams, and gives a look at our day-to-day ways of working. Catia
My first 3 months at Monzo as a Product Designer
Kelly shares her first three months at Monzo as a Lead Product Designer - onboarding, early projects, shaping the business sign-up vision, experimenting, and key lessons she’s picked up while settling into fintech and the Business Banking Collective
Machine Learning at Monzo in 2025
Our Machine Learning foundations have matured into a core capability. ML is used at Monzo for defending against financial crime, scaling operations, and powering intelligent, personalised experiences in our products
Beyond the Bank App: My First Eight Months in Monzo Data
Aiste Luksyte, one of our Data Science Manager at Monzo shares their journey from a missed LinkedIn message to joining the Operations Data team. She tells us about Monzo’s strong data culture, flexible work setup, and collaborative environment.
Building the 1p Saving Challenge
This blog shares the process behind how we created the 1p Saving Challenge, our incremental saving challenge that has been hugely successful with customers.
Our Growth forecasting journey: from launch to impact
This blog talks about how we forecast customer growth at Monzo, and how we use the tool Prophet, which accounts for seasonality, marketing spend, and one-off campaigns to produce accurate, interpretable forecasts, to support our various functions.
Expectations for an Engineering Manager at Monzo
A comprehensive guide for Engineering Managers. It outlines expectations on impact, technical strategy, and team building and how we enable our EMs to drive their areas with strong support from their manager at Monzo.
