Robin Dhamankar

Technology
4 June 2026
Engineering the Future of Customer Operations: The Monzo Ops Agent
This post explains how we engineered our LLM-based agent, built rigorous evaluation systems for safe improvement, and are shifting from simply answering questions to automating complex, end-to-end operational workflows.

Technology
6 March 2026
Representation Learning for Enhanced Fraud Detection
We describe the modelling formulation we have used for fraud detection and present an extension based on learning a shared fraud representation using multi-task neural networks

Technology
21 November 2025
Machine Learning at Monzo in 2025
Our Machine Learning foundations have matured into a core capability. ML is used at Monzo for defending against financial crime, scaling operations, and powering intelligent, personalised experiences in our products