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Making a bank transfer

You can send a bank transfer to anyone with a UK bank account.

You only need two things:

  • The name of the person or company you’re sending money to

  • Their account number and sort code

Here’s how to do it:

  1. Tap the Payments icon in the menu bar

  2. Tap Pay someone

  3. Tap Make a bank transfer and follow the instructions

Transfers should happen instantly, but they can sometimes take up to 24 hours.

If you want to make a transfer over your transfer limit you'll need to request a limit increase in the app. You can check out your Account limits as follows:

  1. Tap the Home icon in the menu bar

  2. Tap on the 3 dots on the right of your Monzo card

  3. Tap Manage Account

  4. Tap Limits and allowances

You can also send international transfers through the Monzo app, although depending on what currency you need to send you might need to set up a Wise account.

You need to be 18 or over to send international payments.

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