How Money Works

Find out what ‘security’ is, why lenders may ask for it, and how secured and unsecured credit are different.

Guarantors can help you get accepted for rented accommodation and credit. Find out who can be your guarantor, what it means to be one, and what to do if you can’t get one.

Excited to see what you’ve earned? Want to make sure you’re being taxed right? Learn the language of payslips with our comprehensive guide.

Banks and other companies work hard to prevent data theft and financial fraud. But there are a few things you can do to protect yourself too.

If you’re planning to go to university, you might want a student loan to help cover your tuition fees and maintenance costs. Here’s how student loans work in Northern Ireland.

Stay in control of your spending with our budgeting guide for students. We’ve explained how to calculate a budget, set spending allowances and stick to them. Plus, we have some handy tips for saving and earning money at uni.

Our guide covers everything from choosing housemates to applying for a house.

Here’s how to open a bank account in the United Kingdom. Opening a bank account with Monzo takes minutes!

Here’s some handy guidance to help you stay on top of payments and get the best deal.

Sharing finances with someone is a big step. Here’s what you need to consider if you’re thinking of opening a joint bank account or applying for credit together.

Planning to go to university? Then you may want a student loan to cover your tuition fees and maintenance costs. Here’s how student loans work in England and Wales.

Get to grips with the how, what and when of getting paid. We explain everything from wages, tips and bonuses to paying national insurance and income tax.

Credit can be a convenient way to borrow money, and there are many different kinds – from credit cards, overdrafts, loans, hire purchase and conditional sale agreements. Here’s how each one works, and when they can come in useful.

Everything you need to know about credit scores, how credit reference agencies calculate them, and how lenders use them to decide whether or not to lend you money.

If you’re thinking about borrowing money, here are seven things to consider first, like how much you need, what you can afford, and which lender to use.